Policy schedule
4 pinpointedExtractedPlan 1 · GHS
AI-native platform for benefits brokers
The giant’s firepower.Your boutique’s touch.
Covee performs the heavy lifting for you, your clients, their employees and providers, white-labeled as your own. You bring the judgment. Covee brings the tools.
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Unified system seamlessly integrating the broker, insurer, TPA, provider, HR and employee
Broker Portal
HR Portal
EB Command Center
powered by Covee
- Renewals
- Census
- Claims
- Analytics
- Flex
- Health Data
Employee App
Insurers, TPAs & Providers
Broker Renewal Command Center
Covee turns weeks of manual renewal work into side-by-side comparisons
BEFORE COVEE
Chase, retype, rebuild. Every renewal.
retype sub-limits!
XLS
census_raw_dump.xlsx
PDF
Incumbent renewal terms
F
GIFF fact-find form
CSV
claims_2023-25_raw.csv
PDF
GHS policy contract
40pp| Plan A | Plan B | |
|---|---|---|
| Ann. limit | $150k | $200k |
EMAIL
Insurer GHS quotes
E&O risk: one typo = liability
AFTER COVEE
Extracted, compared, cited to source.
ExtractionSlipsCompare
Product walkthrough summary.
- Extracted policy values, each one citing the page it was read from.
- Illustrative quotation slip with two requested benefit plans on mobile and a third on larger screens.
- Four illustrative carrier premiums and benefits compared side by side; choose a carrier for the value view.
Your team loses more than half the year to administration rather than advice.
Covee prepares, analyses and recommends. You decide.
HR Portal
Give HR a clear plan for containing cost, while easing their benefits workload
From claims to census: loss ratios, cost drivers, recommendations and clean data, synced via HRIS, checked instantly, and exported the way HR and insurers need it.
Predictive analytics for health cost containment
Do nothing vs. targeted interventions
Targeted interventions
- Flu vaccination
- On-site health screening
- Health & lifestyle education
- Mental health program
- Chronic disease program
- $5 co-pay panel GP
- Reward wallet for healthy behaviors & outcomes
HR Portal summary.
- Illustrative figures. A chart compares doing nothing against targeted interventions from 2023 to 2028, beside the seven interventions HR can run: Flu vaccination; On-site health screening; Health & lifestyle education; Mental health program; Chronic disease program; $5 co-pay panel GP; Reward wallet for healthy behaviors & outcomes.
- Upload members: drop the census file, or connect the HR system and let it feed. Connectors: Workday, BambooHR, Rippling, Gusto, ADP.
- Census for the Singapore client: 407 covered lives (157 EE + 88 spouses + 162 children), average age 39.1, average monthly salary $8.2K, 157 enrolled; age distribution Under 30 15, 30-39 67, 40-49 45, 50-59 8, 60+ 6, and a gender split of 48% male to 52% female.
Employee App
Welcome Mei
Enrolment & Flex
Wallet
Available now
Choose your 2026
benefits
Find care and book
- Doctor
- Dental
- TCM
- Lab
- Mental
Employee App summary.
- Covee member home welcoming Mei, with $1,389 available in the enrolment and flex wallet, an invitation to choose 2026 benefits before 31 Dec, and Find care and book for Doctor, Dental, TCM, Lab and Mental.
- Choose coverage from a $2,700 allowance: Hospital & surgical Plan 2, 2-bed private for $200, with included and $400 alternatives; Term Life Plan 1 includes 12x salary.
- Wallet with $1,389 available of $2,700, to use by 31 Dec 2026, for Outpatient, Dental care, Wellness, TCM, Health check-up and Mental health.
- Wellness: 6,840 steps, 86% of goal; medium health risk in 5 of 7 areas; $250 reward to earn by 31 Dec; Find care and book for Doctor, Dental, TCM, Lab and Mental; disease risk for obesity (low), diabetes (medium) and heart (low); lab results, a prescription out for delivery, appointments and a $20 video consult.
Your own branded Flex Wellness platform
Everything an employee needs on one home screen: their wallet, enrolment and care.
Built by brokers and technologists, for brokers
“I left Mercer to build CXA around one question: why does insurance only pay claims after people get sick, not help them stay well? CXA grew to 500 corporates and 1 million employees, won from the giants. Now, with AI’s next generation of tools, I can finish what I started.”
Rosaline Chow Koo
Co-founder & CEO
Grew Mercer Marsh Benefits 800% into the Asia market leader, then founded CXA, which grew to #3 in market share.
Insurtech of the Year, Asia Insurance Industry Awards
LinkedIn →
Brandon Wirakesuma
Co-founder, COO
Started in data analytics at BlackRock, then scaled Meta and Wish across Southeast Asia, then led strategic initiatives at VIDA Digital Identity.
LinkedIn →
Wilson Wu
VP Engineering
Built CXA’s platform alongside Rosaline. Two decades scaling big-data, ML and SaaS startups as architect and product lead.
LinkedIn →Built by industry leaders and veterans from
Covee is funded and co-built by
The same people who built and scaled
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